How to Check PGT Inclusions and Testing Fees: A Quote-Reading Guide

Start with the quote, not the headline price

PGT testing fees are usually built from several separate components, and a single headline number rarely tells you what is actually covered. The most reliable way to check inclusions is to ask for a written, itemised quote and then read it line by line. This guide explains what to look for, how per-embryo charges accumulate, and which questions help you compare two quotes fairly.

What a PGT testing quote typically contains

Quotes vary between clinics and laboratories, so treat the list below as a checklist of items to confirm rather than a fixed template. Ask the clinic coordinator to mark each line as included, excluded, or charged separately.

Line item	What to confirm
Embryo biopsy	Whether the biopsy procedure itself is included or billed separately from the genetic test.
Genetic testing per embryo	The charge applied to each embryo that is actually tested, and whether a minimum number applies.
Laboratory handling	Any laboratory processing or handling fee that sits outside the per-embryo test charge.
Shipping or courier	Whether samples are tested on site or sent elsewhere, and who arranges and pays for transport.
Re-biopsy or re-testing	What happens if a sample cannot be reported and a second attempt is needed.
Storage	Whether embryo or sample storage is included, for how long, and what happens after that period.
Reporting and consultation	Whether a results discussion or genetic counselling session is part of the fee.

How per-embryo charges accumulate

Per-embryo charges are the part of a PGT quote that changes most with your individual cycle. The final number of embryos available for testing is not known in advance, so a quote can only estimate the range. Ask the clinic to show the per-embryo rate clearly and to explain how the total would change if fewer or more embryos reach the testing stage.

• Ask whether the per-embryo rate is fixed or tiered.
• Ask whether there is a minimum charge even if only one embryo is tested.
• Ask whether embryos that are not suitable for biopsy are still billed.
• Ask for a worked example using two or three different embryo counts so you can see how the total moves.

Questions to ask about inclusions and exclusions

These questions are designed to surface the details that are easy to miss in a short quote.

1. Is the biopsy included in the testing fee, or is it a separate procedure charge?
2. Does the per-embryo price cover the laboratory test only, or also handling and reporting?
3. Are there any charges that would only appear after the cycle, such as re-testing or extended storage?
4. If the sample is sent to an external laboratory, who coordinates that and who pays for shipping?
5. What is the payment schedule, and at what point does the quote stop being valid?
6. Which parts of the quote are fixed and which depend on the final embryo count?

You can also ask a licensed clinician or genetic counsellor to explain what the test can and cannot show for your situation. PGT-A, for example, assesses chromosome number in cells sampled from an embryo, and testing has limitations — it can produce incorrect findings, and a result does not guarantee a successful pregnancy or a healthy child. PGT-M and PGT-SR address different questions again, so the test type should be confirmed before you compare prices.

Comparing two quotes on a like-for-like basis

Two quotes can look similar at the top and differ significantly underneath. Use the same criteria for each quote so the comparison is meaningful.

• Align the line items: put both quotes side by side using the same categories.
• Separate fixed costs from per-embryo costs, and compare each part independently.
• Check whether the quote assumes a specific embryo count, and what happens if that changes.
• Confirm what is excluded, not just what is included.
• Note any assumptions about laboratory location, shipping, or reporting.
• Ask for the quote in writing, with a clear validity period.

A short next-step checklist

1. Request an itemised written quote rather than a single figure.
2. Ask the clinic coordinator to mark each line as included, excluded, or variable.
3. Ask for a worked example at two or three different embryo counts.
4. Confirm the test type and what it can and cannot show for your situation with a licensed clinician.
5. Compare quotes using the same categories before deciding.

If you would like help preparing your questions, organising records, or coordinating a remote consultation to discuss a quote, you can contact us to discuss what support fits your situation. Scope and any fees are confirmed individually.

Frequently asked questions

Why does a PGT quote change after the cycle starts?

Per-embryo charges depend on how many embryos are actually available for testing, which is not known in advance. A quote can show the per-embryo rate and a range, but the final total is usually confirmed once the number of embryos to be tested is known. Ask the clinic to explain how the total would change at different embryo counts.

Should I ask a doctor about what a PGT result means for me?

Yes. A licensed clinician or genetic counsellor can explain what a specific test can and cannot show for your situation, including the limitations of the result. A coordination service can help you prepare questions and arrange the appointment, but it does not diagnose or prescribe.