At a glance
Understand the cost components that are often excluded from PGT IVF quotes in Thailand, and learn which questions to ask to compare quotes fairly.
When comparing PGT IVF quotes from clinics in Thailand, the total cost can be higher than the initial figure suggests. Quotes often cover the core IVF cycle and some genetic testing, but exclude per-embryo biopsy, freezing, storage, re-testing, and currency or transfer fees. Because no two clinics package services identically, the only reliable way to compare is to ask for a written, itemised breakdown and clarify what is included, what is optional, and what is charged later. This guide explains the cost categories you are likely to encounter, why they vary, and the questions that help you avoid surprises.
At a glance
- PGT IVF quotes usually include some elements and exclude others; the exclusions are where budgets can shift.
- Commonly excluded items: embryo biopsy (often per embryo), freezing, storage, re-testing, and currency or transfer fees.
- Costs can change with the number of embryos tested, how many cycles are needed, and whether extra procedures are required.
- Ask for an itemised quote in writing and confirm which charges are fixed, which are per-unit, and which are billed later.
- Currency conversion and international transfer fees are rarely included and can add to your total.
Why PGT IVF quotes can be hard to compare
PGT IVF combines several services: ovarian stimulation, egg retrieval, fertilisation, embryo culture, embryo biopsy, genetic testing, and often embryo freezing and storage. Clinics may bundle some of these into a package price while listing others separately. A quote that looks lower at first glance may exclude biopsy or storage, while a higher quote may include them. Without a line-by-line breakdown, you cannot tell whether you are comparing like with like.
In addition, the number of embryos available for testing is not known in advance. If more embryos are biopsied and tested than expected, per-embryo charges can increase the total. This is not a hidden fee in the sense of being concealed, but it is a variable that a single headline price cannot capture.
Commonly excluded items in PGT IVF quotes
The following categories are frequently listed as separate charges. Ask each clinic to state clearly whether they are included, optional, or billed separately.
Embryo biopsy
Biopsy is the procedure that removes a few cells from each embryo for genetic testing. Some clinics include a set number of biopsies in the package; others charge per embryo. If you have many embryos, this can become a significant addition. Ask: Is biopsy included? If so, for how many embryos? What is the charge for each additional embryo?
Genetic testing per embryo
The laboratory analysis itself may be charged per embryo, per batch, or as a flat fee. Some clinics include testing for a certain number of embryos and charge extra beyond that. Ask: How is testing priced? Is there a minimum or maximum number of embryos covered? Are there different charges for different types of PGT?
Embryo freezing (cryopreservation)
If you have embryos left after transfer, or if you plan to freeze all embryos for later use, freezing is usually a separate charge. It may be billed per embryo or per batch. Ask: Is freezing included? If not, what is the fee structure? Are there different charges for day-3 versus day-5/6 embryos?
Storage fees
Stored embryos incur ongoing storage fees, often billed annually or monthly. The first year may be included in some packages, but subsequent years are typically charged. Ask: How much is storage per year? When does billing start? What happens if you transfer embryos to another clinic or country?
Re-testing or additional testing
Sometimes embryos need to be re-biopsied or re-tested, or you may choose additional genetic tests. These are usually extra. Ask: Under what circumstances would re-testing be needed? What is the cost? Is there a warranty or discount for inconclusive results?
Medications
Medication costs vary widely depending on your protocol, your response, and the brands used. Some quotes include medications; many do not. Ask: Are medications included? If not, can you provide an estimate based on my protocol? Are there cheaper alternatives?
Monitoring and blood tests
During stimulation, you will need blood tests and ultrasound scans. Some clinics include a set number; others charge per visit. Ask: How many monitoring visits are included? What is the charge for extra visits?
Anaesthesia and procedure fees
Egg retrieval is usually done under sedation or anaesthesia. This may be included or billed separately. Ask: Is anaesthesia included? Are there separate fees for the retrieval procedure, the embryology lab, or the transfer?
ICSI or additional fertilisation techniques
If you need intracytoplasmic sperm injection (ICSI) or other techniques, these may be add-ons. Ask: Is ICSI included? If not, what is the cost? Are there other add-ons I should know about?
Pre-treatment consultations and investigations
Initial consultations, infectious disease screening, and other pre-treatment tests may be extra. Ask: What is included in the initial consultation? Which tests are required before starting, and are they included?
Currency conversion and international transfer fees
If you are paying from abroad, your bank or payment provider may charge currency conversion and transfer fees. These are not clinic fees, but they affect your total cost. Ask: What payment methods do you accept? Are there any surcharges for international cards or transfers? Can I pay in my home currency?
Why costs vary between clinics and patients
Even with identical treatment plans, costs can differ because of:
- Number of embryos: More embryos mean more biopsy and testing charges if priced per embryo.
- Number of cycles: If the first cycle does not result in a transfer, or if you need multiple cycles, costs multiply.
- Medication protocol: Higher doses or different medications can increase costs.
- Additional services: Some patients need extra procedures, such as surgical sperm retrieval or endometrial scratching.
- Clinic pricing structure: Some clinics bundle more services; others charge more items separately.
Because these factors are patient-specific, no single quote can predict your final cost. The goal is to understand the range and the variables.
How to compare quotes fairly
When you receive quotes from different clinics, do not compare the headline numbers alone. Instead, create a checklist of the items above and ask each clinic to fill it in. Request a written, itemised quote that specifies:
- What is included in the base price.
- What is excluded and charged separately.
- Which charges are fixed and which are per-unit (e.g., per embryo, per year).
- When each charge is due (before treatment, after retrieval, after testing, etc.).
- Whether there are any refunds or credits if certain steps are not needed.
Also ask about payment schedules, accepted payment methods, and whether prices are guaranteed for a certain period.
Questions to ask a clinic about PGT IVF costs
Use these questions as a starting point. Adapt them to your situation and ask for answers in writing.
- Can you provide a full itemised quote that lists every possible charge, including those that are optional or conditional?
- Is embryo biopsy included? If so, for how many embryos? What is the charge for each additional embryo?
- How is genetic testing priced? Is it per embryo, per batch, or a flat fee? Are there different prices for different PGT types?
- Is embryo freezing included? If not, what is the fee? Is it per embryo or per batch?
- What are the annual storage fees? When does storage billing begin?
- Are medications included? If not, can you give me an estimate based on my protocol?
- How many monitoring visits are included? What is the charge for extra visits?
- Is anaesthesia included? Are there separate fees for retrieval, lab work, or transfer?
- Are there any additional fees for ICSI, assisted hatching, or other techniques?
- What pre-treatment tests are required, and are they included?
- What payment methods do you accept? Are there surcharges for international cards or transfers?
- If I need a second cycle, what would the cost be?
- What happens if some embryos are inconclusive or need re-testing? Is there an extra charge?
- Can you provide a sample invoice or cost sheet from a previous international patient (with details removed)?
Planning your budget: a step-by-step approach
- Gather quotes: Contact several clinics and request itemised quotes.
- Normalise the quotes: Use the checklist above to map each quote to the same categories.
- Identify variables: Note which costs depend on the number of embryos, cycles, or other factors.
- Estimate ranges: For variable costs, ask for a range (e.g., minimum and maximum) based on typical scenarios.
- Add international fees: Estimate currency conversion and transfer fees from your bank.
- Plan for contingencies: Set aside a buffer for unexpected costs, such as additional monitoring or a second cycle.
- Confirm in writing: Before committing, ask the clinic to confirm the final cost structure in writing.
Next steps
If you are comparing PGT IVF quotes, start by requesting itemised breakdowns from the clinics you are considering. Use the questions above to clarify exclusions and variables. For more general information on IVF costs in Thailand, see our guide at /ivf-cost-thailand. You can also explore our patient resources for planning tools, or contact us if you have further questions.
Frequently asked questions
What are the most common hidden costs in PGT IVF quotes in Thailand?
The most frequently excluded items are embryo biopsy (often charged per embryo), genetic testing per embryo, embryo freezing, annual storage fees, re-testing if results are inconclusive, and currency conversion or international transfer fees. Medications, monitoring visits beyond a set number, and anaesthesia may also be separate. Always ask for a written itemised quote.
How can I compare PGT IVF quotes from different clinics fairly?
Request a line-by-line breakdown from each clinic and map the items to the same categories, such as biopsy, testing, freezing, storage, medications, monitoring, and anaesthesia. Identify which charges are fixed and which are per-unit or conditional. Then compare the totals for a typical scenario, and ask about ranges for variable costs.
Are embryo storage fees charged annually?
Storage fees are typically charged on an ongoing basis, often annually or monthly, after an initial period that may be included in some packages. The exact amount and billing schedule vary by clinic. Ask when storage billing begins and what the fee covers.
What should I ask about payment methods and currency fees?
Ask which payment methods the clinic accepts, whether there are surcharges for international credit cards or bank transfers, and whether you can pay in your home currency. Also check with your bank about currency conversion fees and transfer charges, as these are not clinic fees but affect your total cost.
Can the total cost of PGT IVF in Thailand be predicted in advance?
No single figure can predict your final cost because it depends on the number of embryos tested, how many cycles you need, your medication protocol, and any additional procedures. Clinics can provide a range or estimate based on typical scenarios, but you should plan for variability and ask for written confirmation of the cost structure.
Continue your research
Medical information notice: This article is educational and does not replace individual assessment, diagnosis, genetic counselling or treatment advice from a licensed clinician. Provider services, availability, fees and policies should be verified directly before booking.
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